Randy M. Lish
The Hardship Exception to The Medicaid Penalty Period: Rare but Possible
If you transfer assets within five years of applying for Medicaid, you will likely be subject to a period of ineligibility.
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Randy M. Lish
Should an Annuity Be Part of Your Retirement Planning?
Annuities can be valuable retirement and longevity planning tools, but they are complex financial products that can be misused.
Randy M. Lish
Activities of Daily Living Measure the Need for Long-Term Care Assistance
Most long-term care involves assisting with basic personal needs rather than providing medical care.
Randy M. Lish
Medicare Announces Parts A and B Premiums and Deductibles for 2016
The Centers for Medicare and Medicaid has announced the Medicare premiums, deductibles, and coinsurances for 2016.
Randy M. Lish
How to Choose a Trustee
If you create a trust, you will need a separate person or institution, called a “trustee,” to manage the trust either now or in the future, depending on the type of trust.
Randy M. Lish
Robin Williams' Death Laid to Underdiagnosed Form of Dementia
Although depression was initially given as the cause of actor Robin Williams’ suicide in 2014, his widow says autopsy results lay the blame on Lewy body dementia, a fairly common but hard-to-diagnose form of dementia.
Randy M. Lish
Budget Deal Blunts Medicare Premium Spike, at Least for Now
As we have reported, about 30 percent of Medicare beneficiaries were facing a staggering 52 percent increase in their Part B premiums in 2016, and all beneficiaries would see a similar hike in their deductible unless Congress acted to change things.
Randy M. Lish
New Federal Budget Ends Two Spousal Social Security Claiming Strategies
The federal budget agreement that President Obama signed into law November 2, 2015, contains changes to how spouses can claim Social Security benefits, ending two strategies previously used to maximize benefits.
Randy M. Lish
New Regulations Will Make It Harder to Qualify for Long-Term Care Help from The VA
The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or who need help at home with everyday tasks like dressing or bathing.
Randy M. Lish
New Rules Will Make It Harder to Qualify for Long-Term Care Help from The VA
The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or who need help at home with everyday tasks like dressing or bathing.